![display card](https://lanehealth.com/hs-fs/hubfs/may-2024/display%20card.png?width=1272&height=1224&name=display%20card.png)
Individuals
- Immediate access to healthcare funds*
- 0% financing2 options
- No credit checks
- No annual fee2
It’s time for a smarter way to get and pay for care
- with the Healthcare Spending Card1
Meet the...
Helping people become confident and optimistic about managing their healthcare.
Trusted by a wide range of employers and partners, Lane Health is helping thousands of hard-working people like yourself build healthier futures and finances…
Financing Options2
Repayment Options
Annual Fee2
This no cost or no credit risk program can:
* Subject to credit line approval.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees