Dental Financing
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Why Choose Lane Health for Your Dental Care?
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At Lane Health, we believe that dental health is a crucial part of your overall well being.

That's why through us you can find flexible dental financing options to help you manage the costs of dental care. Whether it's routine check-ups, orthodontics, or emergency treatments, the Healthcare Spending Card1 is designed to help you and your family can receive timely dental care without compromising on quality.

The Benefits of Financing Your Dental Care with Us

Flexible Payment Plans

Tailor your payments to fit your budget with 0% financing options2

Immediate Coverage*

Start using your benefits from day one, up to a $10,0002 line of credit.

No Hidden Fees2

Transparent costs with no surprises, no annual fees2 or credit checks.

All Dental Procedures Covered*

From basic cleanings to advanced surgeries, swipe your card anywhere that accepts Visa.

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Step by Step Guide

1

Apply Online

Fill out a simple application form.

2

Instant Approval

Get approved quickly* without any hassle, no credit check required.

3

Receive Your Card

Get instant access to your virtual card or have a physical card mailed to you

4

Visit Your Dentist

Use your card at any dental clinic nationwide.

Real People, Real Stories

Every smile tells a story. Here's what our members are saying:

Quotation Marks

Good experience with dental work payment

Recently received my card and used it to pay for dental work I needed. No issues. Customer service was very responsive and quickly addressed a couple of questions I had when I contacted them. Excellent experience so far.

Quotation Marks

A real game changer

Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.

Quotation Marks

Stress-Free Healthcare Payments

I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!

Quotation Marks

No fees, no problem

My daughter's orthodontist charges a $25 monthly fee for payments made on braces. Thanks to my Delta Dental insurance and the partnership with Lane Health, I was able to use my Healthcare Spending Card to pay the orthodontist in full and avoid fees completely. There are so many other things I can use that extra $300 for. YES!

Lane Health Healthcare Spending Card
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Healthcare Expenses Covered This Year

$ 701,722

Ready to Start Your Journey to a Healthier Smile?

Applying is fast and easy.

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FAQ
What types of dental procedures can I finance?

You can use your Healthcare Spending Card to cover everything from cleanings to root canals, and every procedure related to dental care.

How do I know if I’m eligible for dental financing?

Simply apply and get access to your Card today.

Can I use the financing for my family members?

Yes! You can use your card for your dependents.

*Subject to credit line approval
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees