Partnering opportunities

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If you are an innovative company with a mission of helping people:

  • Make better decisions regarding their health benefits
  • Enhance the quality of their health
  • Better manage the care they receive
  • More effectively navigate the healthcare system
  • Improve the affordability of healthcare
  • Achieve better health outcomes...

...then, partnering with Lane Health could significantly contribute to you achieving your mission and enhancing your value proposition to your clients and their employees.

Learn about the Healthcare Spending Card1

The Healthcare Spending Card: A brighter way to pay for healthcare

The Healthcare Spending Card is an all-in-one financial tool that can help employees get the healthcare they deserve and can help their money work harder for them. Even better, there are no credit checks or annual fees².


With the Card, employees can:

  • Gain access to a new source of funds through a line of credit of $500+ with no credit checks.
  • Stay in control of their healthcare bills by splitting them into smaller repayments over 12 months (with fees) or 4 months (with no fees²).
  • Pay for hospital bills over 12 months with no fees².
  • Utilize available pre-tax HSA funds by linking their health savings account (HSA) to the Card and get tax savings through pre-tax repayment.

The Healthcare Spending Card can be a win for partners:

  • Help strengthen your brand and become a changemaker by joining us in addressing key issues in healthcare.
  • Can position you as an innovator and help boost client satisfaction.
  • Can seamlessly align with broader employee benefit and financial well-being strategies.
  • Can increase access to healthcare and can give employees new ways to engage with their benefits.

* Subject to credit line approval.

1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.

2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at