Your Medication, Your Way

Hassle-Free Prescription Financing With the Healthcare Spending Card

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Why Choose Lane Health for Your Prescription Needs?
Pharmacist reviewing medication

Prescriptions are essential for your health journey.

That's why we offer flexible prescription financing options to help manage the cost of your medications. From routine prescriptions to unexpected needs, our Healthcare Spending Card1 is designed to ensure you and your family receive timely access to the medications you need without financial stress.

The Benefits of Financing Your Prescriptions with Us

Flexible Payment Plans

Tailor your payments to fit your budget with 0% financing options2.

Immediate Coverage*

Start using your benefits from day one, up to a $10,0002 line of credit.

Transparent Costs

No Surprises: Enjoy the simplicity of no hidden fees2, no annual fees2, and no credit checks.

All Prescriptions Covered

Whether you're getting your medication at your local pharmacy or at the hospital, you can use the Healthcare Spending Card anywhere Visa is accepted.

Doctor preparing medication

How to Access Prescription Financing

1

Apply Online

Fill out a simple application form.

2

Instant Approval

Get approved quickly* without any hassle, no credit check required.

3

Receive Your Card

Get instant access to your virtual card or have a physical card mailed to you

4

Visit Your Pharmacy

Use your card at any pharmacy clinic nationwide.

Real Stories, Real Support

Every story is unique. Here's what our members are saying:

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Stress-Free Healthcare Payments

I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!

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Good experience with dental work payment

Recently received my card and used it to pay for dental work I needed. No issues. Customer service was very responsive and quickly addressed a couple of questions I had when I contacted them. Excellent experience so far.

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No fees, no problem

My daughter's orthodontist charges a $25 monthly fee for payments made on braces. Thanks to my Delta Dental insurance and the partnership with Lane Health, I was able to use my Healthcare Spending Card to pay the orthodontist in full and avoid fees completely. There are so many other things I can use that extra $300 for. YES!

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A real game changer

Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.

Lane Health Healthcare Spending Card
Rotating image of individuals using lane health healthcare spending card

Healthcare Expenses Covered This Year

$ 701,722

Ready to Take the Hassle Out of Getting your Medications?

Applying is fast and easy, with no commitment required.

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FAQ
What types of prescriptions can I finance?

You can use your Healthcare Spending Card for any prescriptions, over-the-counter medications, and even specialty medications.

How do I know if I’m eligible for prescription financing?

Simply apply and get access* to your Card today.

Can I use the financing for my family members?

Yes! You can use your card for your dependents’ prescriptions too.

*Subject to credit line approval
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees