Transforming how people save, spend and manage their healthcare costs


Our North Star

At the intersection of FinTech and Healthcare lies an opportunity to help others become optimistic and confident about managing their healthcare. Lane Health exists, and is uniquely positioned, to do exactly that.

Each of us has our own path to take. But some feel forced to put their financial future ahead of their present health. Others opt to put off minor care now, not realizing it could lead to major care later. 

Lane Health unlocks a different, brighter path. To provide a smarter way to pay for healthcare. To unlock greater access to healthcare, even when you can’t afford it in the moment. To create lasting peace of mind.

These are not possibilities you have to imagine. It’s how it should be. A simpler and smarter way to take care of yourself.

A healthier future. Unlocked.


Lane Health has pioneered the groundbreaking Healthcare Spending Card¹, and is also a comprehensive benefit spending account administrator.


Our Values

How we commit to showing up everyday for our users, clients, brokers, consultants, partners and each other. 

  • Lead with heart
  • Be confident yet humble
  • Keep it simple
  • Live with integrity
  • Act like an owner
  • Enjoy the ride

Brad Gambill

Co-founder & Chief Executive Officer

Most recently Brad was the CEO of Flipt, a PBM disruptor that provides opportunity for consumers to take actions to save themselves and plan sponsors money without compromising care. Brad began his career at McKinsey & Company where he served as a Partner in both the Dallas and Singapore offices. Brad honed his disruptive skills during five years at Innosight (Clay Christensen’s consulting firm). He founded and was CEO of Innosight Asia and Innosight Ventures and raised $25M to fund the growth of those businesses. Brad also spent 10 years as the Chief Strategy Officer at LG Electronics, Singapore Telecommunications, Tyco Electronics and G&W Laboratories.

Scott Beck

Chief Revenue Officer

Scott spent 35 years at MetLife, where he held various roles leading sales, account management, product and marketing organizations within the Employee Benefits business. Scott’s experience spans all market segments and product offerings. Most recently, Scott had responsibility for MetLife’s Global Broker Relationship organization, where he was responsible for driving growth with MetLife’s largest brokerage relationships worldwide. He was also responsible for setting strategy for all broker markets including communications, segmentation and compensation. Scott has a unique and deep understanding of the employee benefits market, and in particular the needs of brokers and consultants as key distribution partners. He is thrilled to be able to leverage this knowledge to support the unique solutions offered by Lane Health.

Linda Verba

Chief Happiness Officer

Linda is a CX champion and expert. Her background includes experience with diverse industry leading companies. She has worked with startups, mergers and acquisitions, de novo growth and within large complex organizations, always focused on a Customer-centric culture. Recently, Linda retired as the EVP, Head of Service Strategy after 20 years with TD Bank where she was known for delivering exceptional customer experiences via every channel and through every line of business, experiences that build relationships. Linda led TD Bank to earn JDPower recognition for outstanding service eight times. She was awarded the Most Powerful Women in Banking Lifetime Achievement Award by the American Banker for her service and leadership in the industry.

Lev Peysekhman

Chief Product Officer

Lev brings over 15 years of experience creating business solutions and executing market strategies. Prior to joining Lane Health, Lev was an inventor at an innovative pharmacy benefits provider where he launched new-to-market solutions that used incentive-based behavioral models and open-market principles to deliver unprecedented cost savings while increasing member engagement and access to care. Lev started his career in financial services and later in investment banking before transitioning to senior corporate strategy and development roles at Itochu Corporation, TE Connectivity, and Checkpoint Systems.

Christopher Aguwa

Chief Commercial Officer

A leader with a track record of growing companies through innovative and transformational partnerships, M&A, and venture capital investments in healthcare over the past decade across public, private and early-stage companies. An executive with a passion for leveraging his voice, presence, and expertise to maximize commercial success, social impact, and health equity. Prior to Lane Health, Chris was an Executive Vice President, Head of Growth and Business Development at Cityblock Health, where he led the Growth office and the execution of the company’s value-based care arrangements, product development, business development, and strategy. Chris also served as Vice President of Payor Partnerships and Strategy at DaVita, an industry leading kidney dialysis provider and kidney care management company and held Corporate and Business Development roles at both Aetna (a CVS Health Company) and Evolent Health. Chris was named Crain’s New York Notable Healthcare Leader, Becker’s Healthcare Under 40 Rising Star, Startup Health’s Health Transformer, and nominated as a Modern Healthcare 100 Most Influential People. Chris is most excited to join Lane Health to leverage fintech to democratize access and affordability in healthcare.

Lenny Blyukher

Chief Technology Officer

Lenny has a strong track record of strategic thinking, operational efficiency, and delivery of scalable technology solutions that disrupt industries and delight users. He has advised several early-stage companies on all aspects of technology, architecture, and product domain. Lenny was also a Founding Engineer at Walmart.com (employee #8), where he led the implementation of key systems in the enterprise architecture, resulting in $0 to $2B in annual sales growth. He also created and implemented the technology vision for a cloud-native solution that allowed the business to embark on exponential growth and monetization of data-driven products handling over 10 billion daily transactions.

Jesus Bilancieri, CRCM

Chief Compliance Officer

Jesus brings over 14 years of financial services experience to Lane Health. Most recently Jesus was the Lending Operations Compliance Officer of LendingClub Bank, the largest and oldest personal loans lender in the fintech space. There he oversaw all compliance operations related to lending, including the entire product life cycle for any lending product. In addition, Jesus also led the enterprise level programs for Complaint Management and Quality Assurance. Jesus began his career with American Express, where he held various roles but ultimately landed in banking compliance. There, Jesus provided compliance oversight for all American Express products. Jesus next spent a few years at HealthEquity building their compliance program from the ground up, from which he was then recruited to join LendingClub. Jesus is excited to bring his passion for driving compliance to our organization and support the unique solutions offered by Lane Health.

Lee Rossini

Chief Marketing Officer

Lee is an accomplished marketing leader with experience spanning both the consumer and business-to-business markets. Avid about the role of technology in our lives, Lee has taken marketing leadership opportunities within companies that focus on his passions. Whether that was to help people better enjoy life, or live better lives, Lee finds purpose in helping those companies help others. And Lane Health is the quintessential example of exactly that! Lee spent most of his career building and leading the Xbox business for Microsoft.  More recently, he has led the marketing organizations of two digital software-as-a-service startups.

Michele Klinges, HSAe

Vice President of Client Solutions

Michele is an experienced leader with 10 years in progressive assignments within the Consumer Directed Healthcare (CDH) and Fintech industries. She has successfully directed and empowered client and operations teams through multiple mergers and acquisitions to include: Acclaris, Willis Towers Watson (WTW) and HealthSavings Administrators. Michele has an absolute passion for continuous process improvement, operational excellence, and growth. Michele thrives on achieving results for clients and stakeholders by creating a collaborative environment.

Morgan Edwards

Head of Capital Markets

Morgan spent 25 years as a banker with Morgan Stanley and Macquarie, closing hundreds of leveraged buyout trans-actions aggregating ~$40 billion. More recently, he served as CFO of CommonBond, a leading student loan provider and Time Magazine “Genius Company." He was also Head of Capital Markets for Orchard Homes, a member of the Inc.100 Best Workplaces. Morgan has extensive startup experience, successfully raising more than a billion dollars of debt and equity capital to support rapidly growing companies. He sits on the National Advisory Council for the Marriott School of Business and is the author of The Evolving Nature of Capital in Marketplace Lending.

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1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.

2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card.  “0% financing” pertains to repayment options that do not charge interest (0% interest) nor origination or periodic finance fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified dental and hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified dental or hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table here.