with immediate access* to
financing - at no cost!
Get Started Today
Great for Patients
Great for Providers
Help your patients get the care they need, when they need it
What's Next?
After submitting your work email address and Provider's Business Name, you'll be able to download and share Healthcare Spending Card flyer with current and prospective patients so they can apply.
Starting is simple. Simply get started by filling out this form and you’ll get instance access to collateral from flyers to emails. No new contracts or major changes required.
No. Lane Health charges providers no fees to use the Healthcare Spending Card. There are no hidden costs or revenue-sharing agreements.
The card makes healthcare more accessible by offering flexible financing options, allowing patients to manage their payments over time. This means they are more likely to seek care and return to your practice for future visits.
Lane Health assumes all financial risk, so you never have to worry about missed payments or defaults. We handle the payment collection and ensure you receive your funds promptly.
Lane Health makes money on credit card interchange fees, as well as patient fees on 12-month loans (other than 12-month hospital loans, which are offered with 0% financing2 ). You can see our patient fee schedule here: https://www.lanehealth.com/hsc-lb-fees.
Cardmembers enjoy 0% financing2 for 4 months on all qualified healthcare expenses, as well as for 12 months on hospital expenses. Lane Health doesn't charge interest, negating the risk of compounding interest. Unlike other lenders, Lane Health does not subject it's cardmembers to "balloon payment" interest charges should they miss a single payment.
Lane Health charges cardmembers fees on 12-month loans (other than 12-month hospital loans, which are offered with 0% financing2). You can see our patient fee schedule here: https://www.lanehealth.com/hsc-lb-fees.
Patient signup can be done in a few short minutes, right from your office! Lane Health uses Plaid to verify your patient's identity as well as to verify the income and expense information they share.
For all qualified healthcare expenses, it lasts for 4 months. For hospital expenses, it lasts for 12 months.
Nothing. There are no setup fees, no recurring management fees nor any revenue sharing. Lane Health does collect interchange fees on credit card swipes.
