Simplify Your Healthcare Costs

Discover Flexible Financing with the Healthcare Spending Card1

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Empowering You to Better Manage Healthcare Costs
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Rising healthcare costs shouldn't come between you and your health.

With the Healthcare Spending Card, you can gain access to tailored financing solutions that can bring financial flexibility and peace of mind. From routine visits to unexpected medical costs, our card helps supports you and your family’s health without compromising your budget.

Discover the Advantages of Flexible Healthcare Financing

Flexible Payment Plans

Tailor your payments to fit your budget with 0% financing options2.

Immediate Coverage*

Start using your benefits from day one, up to a $10,0002 line of credit.

Transparent Costs

No Surprises: Enjoy the simplicity of no hidden fees2, no annual fees2, and no credit checks.

Widely Accepted

Use your Healthcare Spending Card anywhere Visa is accepted, covering a range of healthcare services and providers.

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How to Access Healthcare Financing

1

Apply Online

Fill out a simple application form.

2

Instant Approval

Get approved quickly* without any hassle, no credit check required.

3

Receive Your Card

Get instant access to your virtual card and have a physical card mailed to you if you want

4

Pay for Healthcare

Use your card to cover dental, vision, prescription and medical expenses

Real Stories from Lane Health Members

Each member’s experience with Lane Health is unique. Here’s how our Healthcare Spending Card has made a difference:

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A real game changer

Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.

Quotation Marks

Good experience with dental work payment

Recently received my card and used it to pay for dental work I needed. No issues. Customer service was very responsive and quickly addressed a couple of questions I had when I contacted them. Excellent experience so far.

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Stress-Free Healthcare Payments

I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!

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No fees, no problem

My daughter's orthodontist charges a $25 monthly fee for payments made on braces. Thanks to my Delta Dental insurance and the partnership with Lane Health, I was able to use my Healthcare Spending Card to pay the orthodontist in full and avoid fees completely. There are so many other things I can use that extra $300 for. YES!

Lane Health Healthcare Spending Card
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Healthcare Expenses Covered This Year

$ 701,722

Take Charge of Your Healthcare Expenses Today!

Applying is fast and easy, with no commitment required.

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FAQ
What healthcare costs can I finance?

You can use your Healthcare Spending Card for everything from doctor visits to medical procedures, over-the-counter products, and prescription medications.

Who is eligible for healthcare financing?

Simply apply and get access* to your Card today.

Can I use the card for my family members’ healthcare?

Absolutely. Your Healthcare Spending Card can be used to cover expenses for you and your dependents.

*Subject to credit line approval
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees