Transform Employee Health Benefits with the Healthcare Spending Card
At Lane Health, we understand that as an employer, you want to provide your employees with the best benefits while managing your bottom line. The Healthcare Spending Card1 offers an innovative solution that allows you to give your employees access to the care they need—without the complexity and high costs typically associated with healthcare financing.
Our Healthcare Spending Card helps employees manage healthcare expenses, while you, as an employer, can enjoy the benefits of a streamlined, no-cost offering that boosts employee satisfaction and engagement.
Join Leading Companies Offering the Healthcare Spending Card
Providing employees with flexible healthcare financing is a great way to increase retention, satisfaction, and productivity. The Healthcare Spending Card offers a simple, no cost solution to improve access to care, all while providing real value to both employers and employees.
Create a Healthier, Happier Workforce at No Extra Cost
Enhance Employee Health and Productivity
- When employees can access care without financial worry, they’re more likely to take preventive steps, seek treatment sooner, and return to work faster. Our Healthcare Spending Card supports this by offering employees flexible, affordable financing for their healthcare needs. Healthy employees are productive employees!
No Cost to Your Company
- Lane Health's Healthcare Spending Card can be offered without contracts or extensive negotiations. Offering the card is as simple as filling out this form and promoting it within your benefits package, no file feeds or integrations needed. Plus, there’s no cost for employers to offer the card.
Employee Benefits with No Administrative Burden
- Employees love the Healthcare Spending Card because it’s an easy way to manage healthcare expenses, and it’s available to them as part of their benefits package. For you, there’s no need for new infrastructure or heavy involvement. We handle the management, so you can focus on growing your business and taking care of your team.
Support for a Range of Healthcare Needs
- The Healthcare Spending Card can be used for a wide variety of healthcare services, from routine doctor visits to specialized treatments. Whether your employees are managing chronic conditions or need immediate care, the card provides them with access to the care they need without the burden of paying all at once.
How does the Card work?
How It Works for Employers
Simple Implementation:
Rolling out the Healthcare Spending Card into your benefits program is easy. You don’t need to overhaul your current system—you simply fill out this form and get access to collateral to help you roll out the card to your workforce.
No Additional Fees:
There are no set-up costs, no management fees, and no revenue share.
No Administrative Hassle:
Once the card is activated, it works for employees without additional HR or benefits administration. Our team handles the heavy lifting, from approval to payment processing, leaving your team free to focus on other priorities.
Employee Access to Care:
Employees can easily use the card at a wide range of healthcare providers, from routine visits to elective procedures. With quick approval, they can start using the card right away to pay for qualified healthcare expenses.
Real People, Real Stories
Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.
I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!
I wasn't sure I needed another card, but the ability to manage and pay my healthcare bills in one place is a game changer. I can literally swipe and forget because I set up auto pay when I signed up. Now I pay my bills with the card and Lane Health pulls my monthly payments from my HSA account on my due date - it allows me to pay with pre-tax dollars even before I've saved them. Love this product!
I love the zero percent financing because it lets me budget for it and repay it over several months without crazy interest rates I'd have to pay if I used other credit cards. Not doing that anymore!
Healthcare Expenses Covered This Year
$ 701,722
Why Employers Choose Lane Health’s Healthcare Spending Card
1
Simple, No-Hassle Setup
There’s no complicated implementation or heavy lifting required. We handle everything for you.
2
Affordable for Employers
No hidden fees or costs, truly a free benefit for your company.
3
Improved Employee Well-Being
Help employees take control of their healthcare with flexible payment options and a wide range of eligible services.
4
Enhance Employee Retention and Satisfaction
Employees who feel supported by their employer are more likely to stay and perform at their best.
Frequently Asked Questions (FAQs)
How do I offer the Healthcare Spending Card to my employees?
Offering the Healthcare Spending Card is easy. Simply fill out this form get started. We’ll supply you with all the information and collateral you need to successfully rollout the Healthcare Spending Card to your employees.
Are there any fees for employers to offer the Healthcare Spending Card?
No. Lane Health does not charge employers any fees to offer the Healthcare Spending Card.
Can I offer the Healthcare Spending Card as a voluntary benefit?
Yes, you can. The Healthcare Spending Card can be offered as a voluntary benefit, where employees can opt in to use it as part of their benefits package.
How do employees apply for the Healthcare Spending Card?
Employees can apply for the Healthcare Spending Card directly through the Lane Health website. The process is simple and quick, with most employees getting approved within minutes.
What kinds of healthcare services can employees use the card for?
The card can be used for a wide range of healthcare services, including doctor visits, dental care, vision services, prescriptions, and even elective procedures. The card can be used anywhere that Visa is accepted as payment.
How does the card improve employee retention?
The Healthcare Spending Card helps reduce financial stress related to healthcare, providing employees with more access to the care they need. By offering this benefit, you show your employees that you’re committed to their overall health and well-being, leading to improved satisfaction and loyalty.
Is there any additional administrative work involved for HR?
No! Lane Health manages the approval, payments, and customer service, so HR can focus on other important tasks.
Can the Healthcare Spending Card be used for family members?
Yes, employees can use the Healthcare Spending Card for their own healthcare needs as well as those of their eligible family members.
More Questions?
Ready to enhance your employee benefits package?
Get started with the Healthcare Spending Card. It’s a simple, cost-effective way to support your employees’ health and well-being—without the administrative burden. Let us help you make healthcare easier for your team, so they can focus on what matters most.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc. Line of credit is issued by Lead Bank or LH Lending LLC NMLS #2552401, (nmlsconsumeraccess.org).
