Acupuncture Care Coverage

Learn how the Healthcare Spending Card1, through Lane Health, can help you manage the rising costs of Acupuncture care, especially given the limitations in insurance coverage. Many plans limit the number of sessions covered annually, leaving essential treatments like stress relief, fertility therapy, or pain management uncovered or only partially reimbursed. This often leads to higher out-of-pocket costs, making it challenging to continue needed care.

With our card, you’ll have access to 0% financing2 options, the ability to pay for services using pre-tax dollars from your HSA, and flexible repayment terms tailored to your financial needs—whether it’s 1, 4, or 12 months. Plus, there are no annual fees2, allowing you to focus on your well-being without the added stress of unexpected costs.

Take care of your health and your finances with ease. Start managing your Acupuncture treatments affordably today by applying for the Lane Health Healthcare Spending Card!

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Navigating Acupuncture Care Coverage
Woman undergoing acupuncture treatment

Welcome to our comprehensive guide on Acupuncture Care coverage. Understanding your insurance can be challenging, especially when it comes to yearly limits and procedures that aren’t fully covered. In this guide, we break down the common limitations in Acupuncture coverage and show how Lane Health’s Healthcare Spending Card can help you manage your Acupuncture care costs more effectively.

Understanding the Limitations of Your Insurance Coverage for Acupuncture

  • Many insurance plans offer limited Acupuncture coverage, typically capping annual visits or excluding certain procedures altogether.
  • On average, insurance plans cover 20-30 Acupuncture sessions per year, but out-of-pocket expenses can add up quickly when coverage limits are reached.
  • Statistics to include:
  • The average out-of-pocket cost for a single Acupuncture session: $75 - $150.
  • Patients often defer treatments such as stress relief, migraine treatment, and pain management when faced with coverage limitations or lack of coverage, leading to gaps in care.
  • Additionally, many insurance providers do not cover acupuncture for conditions like fertility treatment, addiction recovery, or weight management, leaving consumers to cover these costs themselves.
Doctor and patient discussing acupuncture treatment options
The Healthcare Spending Card offers a smarter way to manage your Acupuncture expenses. Here’s how it can help:

0% Financing Options2

Take advantage of interest-free2 payment plans that fit your budget.

Pay with Pre-Tax Dollars

Use your HSA funds to cover Acupuncture treatments, saving you money on every visit.

Flexible Repayment Periods

Choose repayment options that work for you, with terms of 1, 4, or 12 months.

No Annual Fee2

Access all the benefits without worrying about hidden costs or fees.

Real People, Real Stories

Quotation Marks

A real game changer

Lane Health and their Health Spending Card have been a life saver for my family, enabling a relative to get the care he needed without delay and avoiding his condition to worsen. The fact that he could do it without getting into huge debt with high interest rates was a real game changer.

Quotation Marks

Stress-Free Healthcare Payments

I’ve been using the HSC card from Lane Health for a few months, and it’s been great! Easy to signup, easy to use, and the clear terms make managing healthcare expenses stress-free. The pay-in-12 feature is a lifesaver and it pulls funds automatically from my HSA, which adds to the convenience. Customer service is quick and helpful whenever I had questions. Overall, the HSC card has made handling medical bills much easier. Highly recommend!

Quotation Marks

Game Changer in healthcare

I wasn't sure I needed another card, but the ability to manage and pay my healthcare bills in one place is a game changer. I can literally swipe and forget because I set up auto pay when I signed up. Now I pay my bills with the card and Lane Health pulls my monthly payments from my HSA account on my due date - it allows me to pay with pre-tax dollars even before I've saved them. Love this product!

Quotation Marks

A financial game changer for me!

I love the zero percent financing because it lets me budget for it and repay it over several months without crazy interest rates I'd have to pay if I used other credit cards. Not doing that anymore!

Lane Health Healthcare Spending Card
Rotating image of individuals using lane health healthcare spending card

Healthcare Expenses Covered This Year

$ 701,722

Your Acupuncture Coverage Questions Answered
What Acupuncture procedures are typically not covered by insurance?

nsurance plans may cover general Acupuncture for pain relief, but treatments for issues like fertility, stress, and addiction are often not included.

How can the Healthcare Spending Card help me with Acupuncture costs?

The card allows you to spread out payments over time with 0% financing2 options,  helping you manage out-of-pocket costs more easily.

Can I use my HSA to pay for Acupuncture?

Yes! The Healthcare Spending Card integrates with your HSA, allowing you to use pre-tax dollars to pay for Acupuncture treatments.

Is there an annual fee for the Healthcare Spending Card?

No, there are no annual fees2 or hidden charges when using the Healthcare Spending Card.

More Questions?

Take Control of Your Acupuncture Care Today

Don’t let limited insurance coverage stand in the way of your health. With the Healthcare Spending Card, you can access the Acupuncture care you need without worrying about high out-of-pocket costs. Start managing your care with ease and flexibility today.

Subject to credit line approval.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees