Five powerful ways the Healthcare Spending Card can benefit you

Have you heard about the Healthcare Spending Card¹?  Want to know how it can help you live a healthier life, both physically and financially?  In this blog post, we’ll share what makes this Card so unique - and powerful - when it comes to taking back control of your healthcare spending.

Because this innovative Card is the first-of-its-kind, you may think “It sounds like another credit card offer to me.”  But as you’ll see, the Healthcare Spending Card stands apart because it was designed specifically for healthcare and can give you powerful convenience, flexibility and potential savings.

The Healthcare Spending Card

In the world of personal finance, the Healthcare Spending Card is a unique way to simplify and optimize healthcare cost management. The Card works like a credit card, allowing you to pay for qualified medical expenses with ease and flexibility. But there are key differences: The Healthcare Spending Card can be linked to your Health Savings Account (HSA) to pay for care with pre-tax funds.  It can empower you with smarter ways to finance your care, including 0% financing options*. There’s no credit check, so there’s no need to worry about impacting your credit score to apply. And with no annual fees*, the Card will be there for you when you need it and not cost you anything when you don’t.

The Healthcare Spending Card can be used for a wide range of healthcare expenses, spanning medical, dental, vision and prescription care. It’s your “go-to” Card for everything healthcare from routine doctor visits and prescription drug purchases to substantial hospital stays and medical costs.  

Benefit 1: It’s more than just another credit card

The Healthcare Spending Card is not just another credit card. The Card was specifically designed to help you manage your healthcare expenses with a variety of features including:

• 0% financing* options: Manage large bills across multiple smaller payments without worrying about the punishing impact of compound interest.
• No annual fee*:  The Card should be there when you need it and should cost you nothing when you don’t.
• No credit checks: Everyone deserves access to healthcare - that's why we use employment history and other factors instead of traditional credit checks.
• Power of pre-tax payments: Access your existing Healthcare Savings Account to pay your Card balance for qualifying expenses, allowing you to use pre-tax dollars.

Benefit 2: It covers a wide-range of healthcare expenses

Here's the truth: the Healthcare Spending Card can be used for medical, dental, visions and prescription healthcare expenses.

Imagine the convenience of using your healthcare spending card to pay for copays, deductibles, and coinsurance. This flexibility is a game-changer for those with high-deductible health plans, who often face significant upfront costs. What's more, you can use your card to buy over-the-counter medications and supplies, as well as for vision and dental care. With such comprehensive coverage, the healthcare spending card can be a versatile and valuable tool for managing your healthcare costs.

Benefit 3: Applying won’t impact your credit score

The process to get your card is simple and doesn’t involve any inquiries that could affect your credit score.

Because applying for the Card will not affect your credit score, you can confidently add this unique healthcare payment solution and focus on what matters: your health.

Benefit 4: Immediate access to funds**

Because healthcare expenses can be urgent and important, we’ve made it easy for you to access your account and use your funds.

1. You don’t have to wait for your physical card to arrive in the mail to start using your funds. Once you apply and are approved, set up your account and you are ready to go! You can start using your funds immediately with the virtual card!
2. With our mobile app, you can use your smartphone to make payments from your Healthcare Spending Card. Or, you can use your card’s number to make payments online, over the phone, or in person. You can even pay bills by integrating your card with an existing bank account.

This flexibility and immediacy** empowers you to take charge of your healthcare expenses without missing a beat. Say goodbye to the frustrations of waiting and hello to the convenience of instant access to your funds**, helping ensure a seamless and stress-free experience.

Benefit 5: Lower your premiums by taking on a high-deductible health plan, knowing the Card can be there for you as a “safety net”

Many people think that only those with high-deductible health plans can use the Healthcare Spending Card. But that’s not true. The Card can be used with any health insurance plan or no health insurance at all. The Card is a convenient way to manage your healthcare costs, no matter what type of insurance plan you have.

Even better: You can use the Card anywhere VISA is accepted for healthcare expenses.

Start taking control of your healthcare finances today!

Hopefully you can see how the powerful benefits of the Healthcare Spending Card can simplify your healthcare expenses and give you more control over them as well. Whether you're managing routine visits or unexpected bills, the Card can offer flexibility and peace of mind that traditional credit cards just can't match. Ready to take the next step in managing your healthcare finances? Apply for the Healthcare Spending Card today and start experiencing the benefits for yourself!