The Definitive Guide to the Healthcare Spending Card for Dentists

The Healthcare Spending Card1 is an innovative financial tool designed specifically for healthcare expenses, including dental care. It provides patients with a line of credit to access the dental treatments they need with 0% financing2 options and other convenient repayment types.

Your patients can signup for the Card within minutes - empowering them to pay for services in the same visit by utilizing their virtual card.

Even better news? The Card is available to your patients today* - at no cost or revenue sharing to your practice.

What is the Healthcare Spending Card?

The Healthcare Spending Card is designed to help your patients better manage and pay for their dental and other healthcare expenses.

The Healthcare Spending Card provides a line of credit specifically designed for healthcare expenses. Patients can get the care they need with 0% financing2 and other convenient repayment options. Patients can also link the Card to their Health Savings Account (HSA)  - enabling them to save money by reducing their taxable income and using pre-tax dollars to pay for medical expenses.

In the absence of reasonable alternatives, patients use less desirable means to pay for healthcare expenses - including high-interest rate credit cards or even raiding their retirement plan.

The Card offers immediate access* to healthcare funds, so your patients can address their dental needs right away without worrying. Unlike other financial options, the Healthcare Spending Card doesn't require a credit check.

By offering the Healthcare Spending Card, you are providing a tool that demonstrates that you care about your patients' well-being and financial security.

The Healthcare Spending Card
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How does the Healthcare Spending Card Work?

The Card provides a line of credit to help patients pay for care. Applying for the card takes less than 3 minutes, and upon successful application funds are immediately accessible through a Virtual Card. The patients physical Healthcare Spending Card is mailed to their preferred location and typically arrives within 7-10 days.

The Healthcare Spending Card can be used for any qualified healthcare expense (medical, dental, vision and prescription) - anywhere Visa is accepted for healthcare payments.

Benefits of the Healthcare Spending Card for Patients

Get care when needed

Applying for the Card can be done in minutes. Upon successful application, patients will immediately have access to a line of credit to get the healthcare they need - even from the dentist's chair.

Ease Financial Burden

With multiple, convenient ways to repay, including 0% financing2 options, patients can spread the cost of their care over several paychecks instead of having to pay it all upfront.

Make money work harder

By linking the Card to their HSA, patients can use pre-tax funds to repay qualifying healthcare expenses.

Patients can also access Goodbill3, a service that helps patients review hospital bills and find potential savings.

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What you can expect from Lane Health

We value our clients and our members - and put them at the center of everything we do.

Our commitment is reflected in two key metrics we obsess over every day:
1) Member Satisfaction:  98% out of 100%
2) First Call Resolution: 97% out of 100%

Get Started!

By sharing the Healthcare Spending Card flyer, your front office staff can present smarter financial options to your patients - while also preserving your practice's bottom line. It's a win-win for everyone. To get started, simply fill out the form below to download the Healthcare Spending Card flyer for your patients.

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Get the Flyer

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Subject to credit line approval.
1
Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending VISA® Card. “0% financing” pertains to  repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month  term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses  (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the  service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within  or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the  associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or  over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees
3 Lane Health refers you to Goodbill for hospital bill review and potential savings. After becoming a Goodbill customer, Lane Health is not liable for the outcomes or Goodbill's ability to reduce your hospital bill. Please consult Goodbill's terms and conditions for comprehensive information on their program including additional details on the fees they charge for their services.