Improve patients' access to care - at no cost to you

We're excited to share the following materials with you to present the Healthcare Spending Card1 to your patients.

Please note: because we don't use credit checks in the application process, we rely instead upon income and other types of data to approve and set credit line limits.

As such, not all patients will be a great fit for the Card. Specifically, patients with annual household income:
  • below $25,000 are unlikely to be approved
  • below $40,000 are unlikely to receive larger lines of credit

Below you'll find your Patient Signup Flyer, as well as other materials that will be helpful for your front office staff! Be sure to watch the video to answer the top 10 most frequently asked questions about the Card!

Patient Informational Flyer

Some patients may not be in a position to pay upfront for their healthcare in the moment. Others may want to skip treatment altogether due to cost.

With the Healthcare Spending Card, you can present a no-annual fee2 lending solution - with no credit checks and zero percent financing2 options - to your patients so they can more easily repay in ways that are aligned with their cashflow.

Even better:  Your patients can apply for the Card in office and get immediate access to funds*. So download and share this innovative new lending solution today!

DOWNLOAD THE FLYER
Healthcare Spending Card flyer to share with your patients

Provider Video and FAQ

Watch our video to learn how Lane Health’s Healthcare Spending Card can transform your practice!

In this quick overview, we explain how the card makes healthcare more affordable for your patients with easy financing, 0% interest options2, and no hidden fees. Plus, we'll answer frequently asked questions within the video.

See how simple it is to enroll and start offering your patients an effective way to manage out-of-pocket expenses. Watch the video to discover how you can implement this solution to increase patient satisfaction and grow your practice!

Provider Informational Flyer

Boost patient satisfaction and case acceptance with Lane Health’s Healthcare Spending Card!

This simple, hassle-free financing solution gives your patients immediate access to up to $10,000* in credit, with 0% interest2 for up to 12 months. No credit checks and no annual fees2 for your patients, and no revenue sharing for your practice.

Download this flyer for a quick overview of why the Healthcare Spending Card is not only great for your patients, but also for your practice!
DOWNLOAD THE FLYER
Healthcare Spending Card flyer to share with your patients

Frequently Asked Questions

Because the Healthcare Spending Card is so unique, your patients may have questions.

Download our Frequently Asked Questions and share with your front office staff so they'll be able to answer patient questions with confidence. And to better understand why the Card is a win for both your patients and your practice.
DOWNLOAD THE FAQs
Healthcare Spending Card flyer to share with your patients

Patient Signup Process

This guide shows the steps necessary to apply for the Healthcare Spending Card.

We use Plaid, a world-class, secure identity and income verification service to verify your patient's identity and income. Plaid performs a one-time connection to your patient's banking institution. In doing so, your patient securely shares income and expense information from which Lane Health uses to determine the appropriate credit limit for your patient.

You can learn more about Plaid from independent, third-party security experts at security.org.
DOWNLOAD THE FLYER
Healthcare Spending Card flyer to share with your patients

Merchant Category Code (MCC) Information

The Healthcare Spending Card is as versatile as it is powerful.

It covers a wide range of services, including dental, medical, vision, pharmacy, and more. From routine check-ups to urgent care, the Card can be used anywhere VISA is accepted for qualified healthcare expenses.

Download this informational flyer to get a detailed breakdown of all MCC codes covered by the Card.
DOWNLOAD THE FLYER
Healthcare Spending Card flyer to share with your patients
Have a question? Click here and we'll get back to you!

From all of us at Lane Health, thank you. We are excited to work with you to help increase case acceptance for your patients, all without revenue-sharing required.
* Subject to credit line approval.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees