Help your patients with immediate access* to financing - at no cost

With the Healthcare Spending Card1, you can make it easier for patients to get the care they need - and repay a smarter way.
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Great for Patients

  • Patients can access a line of credit while in your office*
  • 0% financing 2 for 4 months on qualified healthcare bills
  • 0% financing 2 for 12 months on dental and hospital bills
  • No annual fee2
  • No credit check

Great for Providers

  • No revenue sharing
  • No cost to provide
  • No contract required
  • No hassle
  • Easy to launch

Help your patients get the care they need, when they need it

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What's next?

After submitting your work email address and Provider's Business Name, you'll be able to download and share Healthcare Spending Card flyer with current and prospective patients so they can apply.
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* Subject to credit line approval.
1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital or dental expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-dd-fees