interactive image of Lane Health Spending Card

Save Now, Save Later with the...

Healthcare Spending Card1

Apply in minutes

Spread costs over time, with 0% Financing options2

Enjoy 0% financing2 on all qualified healthcare expenses repaid over four installments and for hospital bills repaid over 12 months

Save up to 25%* by using pre-tax funds to repay

Link your Health Savings Account (HSA) to the Card – and repay your healthcare costs with pre-tax dollars

No Annual Fee2,
with no credit check

The Card can be there for you when you need it and doesn't cost anything when you don’t - and there is no impact on your credit score to apply

Live smarter and healthier


1 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending VISA® Card. “0% financing” pertains to  repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month  term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital expenses  (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the  service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within  or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the  associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or  over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at https://lanehealth.com/hsc-lb-fees
2 Lane Health is a financial technology company, not a bank. The Healthcare Spending Visa® Card is issued by Lead Bank  pursuant to a license from Visa USA Inc.