Launching the Healthcare Spending Card¹ 

Congratulations on helping your employees improve their access to care, and providing smarter ways to pay for it!

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Employer Benefits

This no-cost, no-credit risk program can:

Employee Benefits


  • Strengthen your benefits package

  • Remove financial barriers to care

  • Increase employee satisfaction
  • 0% financing² on dental expenses repaid over 12 months - exclusive benefit for Delta Dental employees

  • Get immediate access to healthcare with a line of credit (up to $10k)*

  • No annual fees², No credit checks

  • All with a quick and simple implementation (no file feeds or integrations necessary!)

What's next?

After submitting your work email address and Company Name, we will work with you to get the word out to your employees – including providing some self-serve options including:


Announcement Email




Lane Health and Delta Dental are committed to helping improve the oral and overall health of your employees. If you have any questions, feel free to reach out to your Delta Dental Account Manager.

1 Lane Health is a financial technology company, not a bank. The Healthcare Spending Card is issued by Lead Bank pursuant to a license from Visa USA Inc.
2 Lane Health does not charge interest on, or an annual fee for, the Healthcare Spending Card. “0% financing” pertains to repayment options that do not charge interest (0% interest) nor fees ($0 fees). Each Advance can be repaid in full, 4-month term or 12-month term (with a minimum $3 due each payment period). Transactions other than qualified hospital or dental expenses (based on merchant category code) will be charged an origination fee of 5% and periodic finance fees. The location of the service provider is not determinative of whether a transaction is a qualified hospital expense. Rather, transactions made within or at a hospital (including but not limited to specialists, doctors, pharmacies, etcetera) are determined to be eligible by the associated MCC and not the location of the service provider in the hospital. New Advances, if eligible, can be repaid in full or over 4 installments with no origination or periodic finance fees. Late fees apply. You can review the fee table at