HSA and FSA-Qualified Expenses

There are SO many healthcare items you can use your tax-free health savings account (HSA) and FSA dollars on! Here are a few examples:

  • Acupuncture
  • Allergy medicine
  • Ambulance
  • Artificial limbs and teeth
  • Birth control treatment
  • Blood sugar test kits for diabetics
  • Breast pumps and lactation supplies
  • Calamine lotion
  • Chiropractor
  • Contact lenses and solutions
  • COVID-19 diagnostic testing and treatment
  • Crutches
  • Dental treatments and dentures
  • Doctor’s office visits and co-pays
  • Drug addiction treatment
  • Drug prescriptions
  • Eyeglasses (prescription and reading)
  • Fluoride treatments
  • Feminine hygiene products
  • Fertility enhancement (including in-vitro fertilization)
  • Flu shots
  • Hearing aids
  • Immunizations
  • Infertility treatment
  • Insulin
  • Laboratory fees
  • Lactation consultant
  • Laser eye surgery
  • Medical alert bracelet
  • Midwife
  • “Morning-after” contraceptive pills
  • Nicotine gum or patches
  • Occlusal guards (to prevent teeth grinding)
  • Orthodontics
  • Orthopedic shoe inserts
  • Over-the-counter medicines and drugs
  • Pain relievers
  • Physical therapy
  • Speech therapy
  • Surgery (excluding cosmetic surgery)
  • Vaccines
  • Vasectomy
  • Wheelchair

For a full list, see IRS Publication 502.